The Joe Brown Team's commitment is simple, to give you an unmatched lending experience and to save you time and money in the process.

I have over 20 years of experience originating loans, and several members of my team have been in this business almost as long as I have. We work hard to keep tabs on the latest programs and trends in the mortgage industry.

As a client of The Joe Brown Team, you benefit from our collective knowledge and experience. Whether it's creatively financing new construction or refinancing an existing loan to free up cash for a project, time and time again, my advice has saved my clients time and money.

My team and I believe in taking the time to get to know you. We work hard to understand your financial goals and dreams. We then cut through the confusion and present you with relevant information so you can make informed decisions. We call this the consultative approach, and it really works. Our clients come back to us again and again.

It is our job to be the experts. It is your expectation to receive great advice.

We also believe that the mortgage process should be as streamlined and as efficient as possible. We value our clients' time and we want you to feel like the process is in good hands. One of the ways that we can earn that trust is by being as proactive as possible during the transaction. You shouldn't need to call us to find out if the title company has the right paper work or if we received a package that you sent us. We'll let you know that everything is proceeding smoothly, and we'll alert you immediately if we need your assistance.

We are providing a service, not conducting a transaction.

We also believe that our relationship with you transcends any single loan. We want to help you buy your first home, your trophy home, your retirement home and every property in between. We want to be there if your family member needs a loan, if your kid needs a loan or if your neighbor needs a loan. We want you to be confident that anyone you send to us will get great advice and great service.

We want you to be our client for life.

Our beliefs and actions stand in stark contrast to traditional lenders such as the major banks. The experience will be entirely different: you'll get advice from someone you can trust, you'll get good service, and we'll be here for you in the future.

If you are already a client, we appreciate your business and we are ready to help you in the future. If you are not yet working with us, we look forward to the opportunity to help you achieve your goals.

Joe Brown